Important. Read this carefully.
The information published on gibsonmayofinancials.com, including blog articles, webinar recordings, downloadable resources, social media content, and any other educational material, is for general information and educational purposes only.
It is not regulated financial advice. It is not legal advice. It is not tax advice for your specific situation.
What we do
GMFS provides:
- Accounting and bookkeeping services
- Business pricing strategy
- Business analysis and financial diagnostics
- Tax compliance support (filing, records, basic queries)
- Educational content about finance for founders
What we do not do
GMFS does not provide:
- Investment advice (stocks, bonds, securities)
- Wealth management or portfolio management
- Insurance advice or insurance product recommendations
- Personal financial planning for individuals
- Tax representation in disputes (we will refer to a registered tax practitioner)
- Legal advice of any kind
We are not licensed by:
- The Securities and Exchange Commission of Ghana
- The Securities and Exchange Commission of Nigeria
- The National Insurance Commission of Ghana or NAICOM (Nigeria)
- Any banking regulator
If you require regulated financial advice, please consult an appropriately licensed advisor in your jurisdiction.
General educational content
Our published content (blog, webinars, social media, downloadable resources) describes general principles, frameworks, and approaches that have worked for businesses we’ve advised. It is not personalised advice for your specific business situation.
You should not act on general educational content alone. Every business has its own circumstances. What works for one founder may not work for another. Before making decisions based on what you’ve read or watched, please:
- Consider your own business’s specific circumstances
- Consult a professional with knowledge of your specific situation
- Where the decision is significant, get a second opinion
Tax-related content
Tax laws in Ghana and Nigeria change. The information we publish is accurate as of the date of publication, but may not reflect current law by the time you read it. Always verify tax matters with the Ghana Revenue Authority (GRA), the Federal Inland Revenue Service (FIRS, Nigeria), or a registered tax practitioner before acting.
Investment-related content
We will sometimes write or speak about general financial concepts that touch on investment topics. For example, how to read financial statements that include investment line items, or how to think about capital allocation in a small business. This is not investment advice. It is general business education.
No guarantee of outcomes
Past results discussed in our content (case studies, client outcomes, market observations) are descriptive, not predictive. They do not guarantee similar results for your business.
Building a business involves risk. Financial decisions involve risk. We can help you make better-informed decisions; we cannot guarantee specific outcomes.
Acting on our content
If you act on information published on this website without engaging GMFS for direct advisory services, you do so at your own risk. We accept no liability for losses arising from action taken on our published content alone.
If you’d like advice tailored to your specific business situation, please book a consultation or engage our paid services. The relationship and standard of care is materially different.
Questions
If you’re unsure whether what you’re reading is general education or specific advice, ask. Email info@gibsonmayofinancials.com.